Griffith Realty
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15
Buying a House: Getting Pre-Approval Is Your First Step
Th real estate market is a fickle thing. While news programs often make us feel the same thing is happening across all real estate markets in the US, that's just not the case. In fact, our country is filled with thousands of real estate markets sitting shoulder to shoulder across the US. Each offering unique opportunities and pitfalls that can be radically different at any given time.
In addition, conditions often change quickly. An entire market can shift overnight thanks to changes in mortgage interest rates, the amount lenders charge borrowers over time. Those adjustments, in turn, can be caused by anything from bank fluctuations to Washington politics.
In the long run, buyers hoping to get the best deal need one thing on their side: Speed.
The faster you get through your transaction, the easier it is to "seize the day" and get the best bargain in any market. This is especially true because a mortgage loan agreement only lasts for a short period of time--if you don't act on it within that window, your rates can go up.
What's the key to moving faster in the market? Getting pre-approval.
9
How to Buy a House When You're Self-Employed
5 Tips for Buying a House When You're Self-Employed
The digital age has helped make self-employment a reality for more people than ever before. While self-employment has many benefits, it also poses some unique challenges when it's time to secure a mortgage and buy a house. Mortgage lenders want to see proof that your income and business are stable, so it's important to plan ahead for the process.
Our REALTORS® are here to help with a guide to buying a house as a self-employed shopper.
5
Things to Do in Brighton This Winter
Ski Local at Mt. Brighton Ski Resort
It's been a little on the cold side lately in Brighton, Michigan--to say the least. One good thing about chilly weather is that it gives us a chance to get out and enjoy all the great winter sports opportunities in the area.
Many of our Brighton homes for sale are just a short drive from the area's best skiing and snowboard slopes. Mt. Brighton Ski Resort located just 5 minutes from downtown Brighton tops the list of favorite things to do in Brighton for many local families.
23
7 steps to take to buy a home
7 Steps to Take Before You Buy a Home
By: G. M. Filisko
Published: February 10, 2010
By doing your homework before you buy, you’ll feel more content about your new home.
Most potential home buyers are a smidge daunted by the fact that they’re about to agree to a hefty mortgage that they’ll be paying for the next few decades. The best way to relieve that anxiety is to be confident you’re purchasing the best home at a price you can afford with the most favorable financing. These seven steps will help you make smart decisions about your biggest purchase.
1. Decide How Much Home You Can Afford
Generally, you can afford a home priced two to three times your gross income. Remember to consider costs every homeowner must cover: property taxes, insurance, maintenance, utilities, and comm...