Posts with tag 'Mortgage'
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23
October 2023 Market Activity in Livingston County
Planning to do a little house hunting in between visiting the pumpkin patch or getting a head start on your holiday shopping this fall? Whether you're buying or selling, one way to give yourself an edge is to stay up to date on the latest market trends. What you learn can answer key questions, help you understand the market, and even help you identify opportunities others might miss. Our real estate agents have the latest data in our report on Livingston County Market Activity for October 2023.
23
May 2022 Market Activity in Livingston County
Planning to buy or sell a home in Livingston County this summer? Understanding the latest real estate trends is one of the key ingredients in the recipe for accomplishing your goals, and our team always has an eye on the data to help you stay informed. That data can give you an edge over the competition, whether you're making an offer or positioning your home for a sale. Our real estate agents have all of the latest details in our Livingston County Market Activity report for May 2022.
28
5 Things You Shouldn't Do During the Closing Process
So you made an offer on the home of your dreams, and the seller accepted. The last thing you want to do is prolong the closing. Your mortgage is contingent on you maintaining the same financial profile throughout the closing period, and any abrupt changes may lead to problems or delays. Our real estate agents made a list of the five things you shouldn't do during the closing process.
29
Paying Off Your Home Early - Does It Make Sense for You
Many buyers seeking out Brighton homes for sale dream of spending the rest of their lives in the home they choose. This dream often includes paying off the mortgage as soon as possible and living a debt-free life. While it's a noble goal, you might be surprised to learn that paying off your home early isn't always the best financial move.
Our REALTORS® offer a few important things to consider as you weigh the pros and cons of paying off your mortgage ahead of schedule.
28
First-Time Buyer Tips: Applying for a Mortgage
So you've committed to buying a home, congratulations! Deciding to own a home is a big step, but there's still a lot more to work through before you move into your new digs. How you pay for that home is what we're talking about, and getting a mortgage is how to get there. As a first-time homebuyer, you likely have a lot of questions about getting a mortgage, so our real estate agents put together this list of tips for applying for a one.
First-Time Buyer Mortgage Tips
- What Can You Afford?
This is a great place to start your mortgage journey, and it begins with affordability. Generally speaking, lenders will look at your finances and use approximately 25% of your gross income to project what you can or should afford in a mortgage. Using that formula, you can play around with the numbers. In other words, if you make $100,000 per year, then you should be able to spend around $25,000 on housing annually or about $2,000 per month.