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Articles Tagged "Pre-approval"

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VA Loan Changes

Our real estate agents work with many military veterans interested in buying a home. Servicemembers have unique access to a special mortgage loan program sponsored by the Department of Veterans Affairs. Known as the VA home loan, it provides mortgage loan options with favorable terms and few upfront costs.

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Buying a House - First Step Pre-Approval
Th real estate market is a fickle thing. While news programs often make us feel the same thing is happening across all real estate markets in the US, that's just not the case.  In fact, our country is filled with thousands of real estate markets sitting shoulder to shoulder across the US.  Each offering unique opportunities and pitfalls that can be radically different at any given time. 

In addition, conditions often change quickly. An entire market can shift overnight thanks to changes in mortgage interest rates, the amount lenders charge borrowers over time. Those adjustments, in turn, can be caused by anything from bank fluctuations to Washington politics.

In the long run, buyers hoping to get the best deal need one thing on their side: Speed.

The faster you get through your transaction, the easier it is to "seize the day" and get the best bargain in any market. This is especially true because a mortgage loan agreement only lasts for a short period of time--if you don't act on it within that window, your rates can go up. 

What's the key to moving faster in the market? Getting pre-approval.

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