Posts with tag 'For buyers'

Are you moving to Brighton? Perhaps you have just bought a home in our area, or maybe you're still looking through Brighton homes for sale to find the right house to make into your new home. Whichever the case may be, you will be moving into a new neighborhood, and becoming part of your new community will mean getting to know your new neighbors. Taking that first step can be rather uncomfortable, but to help you break the ice, here are six ways to meet your new neighbors.

1. Spend time outdoors – Make it easy to meet you by spending time out in the yard, sitting on the porch or walking around your neighborhood. Be sure to wave at people or say hello when you pass so that they know you are friendly and interested in getting to know people in your new community. Chances are good that your new neighbors are just as curious about you as you are about them, and an open, friendly demeanor will encourage them to act on that curiosity and introduce themselves.

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So you've committed to buying a home, congratulations! Deciding to own a home is a big step, but there's still a lot more to work through before you move into your new digs. How you pay for that home is what we're talking about, and getting a mortgage is how to get there. As a first-time homebuyer, you likely have a lot of questions about getting a mortgage, so our real estate agents put together this list of tips for applying for a one.

First-Time Buyer Mortgage Tips

• What Can You Afford?
  This is a great place to start your mortgage journey, and it begins with affordability. Generally speaking, lenders will look at your finances and use approximately 25% of your gross income to project what you can or should afford in a mortgage. Using that formula, you can play around with the numbers. In other words, if you make $100,000 per year, then you should be able to spend around $25,000 on housing annually or about $2,000 per month.

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There's nothing quite like lugging your gear to the slopes for a day of winter fun, and this year you can enjoy all of your favorite winter sports close to home in one location. Mt. Brighton Ski Area, located in Brighton, is the area's top destination for skiing, snowboarding, and all sorts of cold-weather fun.

Whether you're an experienced veteran of the slopes or you're learning the ropes for the first time, everyone can have a great time visiting the mountain. Our REALTORS® have all the key info on what to expect from a legendary day of skiing, snowboarding, or spectating at the Mt. Brighton Ski Area.

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Buying a home is a significant investment that requires you to dig deep into your pockets. At first, it may feel like an impossible challenge. However, it is not as impossible as it seems. With a little planning and the application of a smart financial strategy, you can move into your new home sooner than you may think.

Four Strategies that Lead to Homeownership

• Get Your Financial House in Order
  As a general rule, you will need to save at least 5% of the home's price for a down payment. That is why our REALTORS® recommend getting your financial house in order as soon as possible. This involves cleaning up your credit, paying down debts, and trimming your monthly expenses to the bare minimum. You may need to sell-off non-contributory assets such as extra cars, refinance existing loans, or cut back on the weekly latte meetings with friends. These factors have considerable influence on your ability to save. When these are taken care of, you will find it much easier to save up the down-payment. How long it takes to accomplish these objectives is up to you. Motivated buyers have been known to do all of this in one year. More commonly, it takes between two to three years.
  
  

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Whether you're in the market for Brighton homes for sale or Howell homes for sale, you've got the right allies in your corner with Griffith Realty. Our REALTORS® will go the extra mile to help you find what you're looking for in our Livingston County, MI area.

Many people interested in Livingston County want to know more about its amenities, and we're always happy to oblige. One area where Livingston stands out is its world-class healthcare. Healthcare makes a difference in the quality of life here in Livingston.

Four excellent healthcare organizations serve our residents. Let's find out a little more about them right now:

1. IHA - 524 Byron Road, Howell, MI 48843
   IHA Family & Internal Medicine is one of the largest multi-specialty medical groups in the state. It has been around the Howell area since 1996. Growing rapidly in recent years, it now has 200 staff and providers. The medical team currently covers 19 specialties. A new 12,000-square foot facility will bring a wide range of new services, including even better diagnostic imaging and emergency care.
   
   

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