Posts with tag 'Buy a house'
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10
Does A Walkable Neighborhood Top Your Wish List?
There is something special about a walk around the neighborhood. More than a little bit of exercise, it is the perfect way to meet your neighbors which strengthens the sense of community. When you're ready to begin your search for Brighton homes for sale, our REALTORS® will be prepared--with walking shoes on--to help you find the perfect neighborhood.
What is Walkability?
Walkability is a broad term that encompasses a neighborhood's walking trails, sidewalks, and pathways, as well as its proximity to schools, shopping, and recreation. Communities with high walkability scores are those that are pedestrian friendly and are well-connected to nearby attractions and amenities.
9
Buying a House in Brighton: 4 Ways to Escape the Rental Trap
Are you caught in the rental trap? If you are dreaming of buying your own home instead of renting, you might be unable to see a clear way to get there with the ever-rising cost of rental payments.
So how does one escape this trap to begin paying off their own mortgage instead of your landlord's current mortgage? It might not be as hard as you think. Our REALTORS® offer these four ways to start saving to buy one of our Brighton homes for sale.
- Work to reduce your current housing bills
Ideally, you should be spending no more than 30 percent of your income on rent. If your current rental is eating up a higher percentage of your income than it should, consider a less expensive place. While downgrading may mean living with fewer conveniences and/or in a less desirable area, it could help you save for a down payment on a home of your own. Lowering your rent-to-income ratio can also help you create a more stable financial profile for yourself, which can be helpful when it comes time to apply for a mortgage loan.
28
Buying a Home in Brighton: What is a Contingent Listing
Every now and then when you are searching for a home, you will see the term "contingent," which can be confusing for anyone new in the real estate industry. A contingency simply means that a certain condition needs to be met before a buyer can finalize the purchase of a home. If the contingency isn't met, the house will still be available for sale on the open market. Here are just a few of the most common contingencies and how our REALTORS® can help guide you throughout the entire home buying process.
21
Buying a Home in a Seller's Market
If you've been searching for your dream home among Brighton homes for sale, you're probably tired of hearing about the seller's market. Unfortunately, you can't avoid the seller's market dynamic. Inventories are low. Home prices are high. To further complicate your quest, mortgage rates keep fluctuating.
Our REALTORS® understand your concerns about the current home buying climate. We've put our best advice into our quick-read guide: "How to Survive in a Seller's Market."
15
Homeowners Insurance Basics for First-time Buyers
Buying your first house is hard work. You crunched the numbers, saved your downpayment, and are ready to start touring Brighton homes for sale. But are you ready? Have you thought about homeowners insurance? Homeowners insurance ranks at the top of the home-buying checklist along with mortgage pre-approval and deciding between a lakefront home or downtown condo. Consider these things about homeowners insurance coverage to avoid unpleasant surprises down the road.